
Worksite Advantage
Providing Everything You Need
Policies Designed With YOU In Mind
As a business owner, we know you value giving your employees opportunity and choices, but we also know those benefits come at a cost – we’re here to help with that. A Section 125 Cafeteria Plan allows employees to pay for their premiums with pretax dollars, which reduces taxable employee income. This helps business owners cut back on overall payroll taxes.
Our Section 125 Cafeteria Plan and products can help by:
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Protecting your employees from financial distress by offering budget-friendly supplemental life and health insurance
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Saving money for your employees with the opportunity to purchase pretax insurance plans
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Saving money for your business by reducing state and federal payroll taxes
Let one of our licensed insurance agents give you FREE consultation to review your employees’ insurance needs and find more ways for tax savings. Click below for an Agent consultation:

Learn More About How Worksite Advantage can Work for YOU

No Cost
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No cost to the business owner
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Policy premiums are 100% employee paid
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Offers employees pre-tax savings on products that can help lower their out of pocket expenses
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Introductory offers available to every employee
Business Benefits
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Worksite Section 125 Cafeteria plans allow purchases using pre-tax dollars
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Reducing overall taxable income provides potential tax savings for the business
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Provide employees with additional benefit options and increase employee satisfaction
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Permanent and portable coverage
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Dependent and spouse coverage available


Supplemental Packages
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Coverage that can be used to help pay for everyday living expenses like groceries, rent, utilities, ect.
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Income replacement -- salary and wages
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Coverage that can be used to help pay for out of pocket medical expenses.
Payroll Administration Services
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Trained professionals help payroll administrators though setup process and beyond
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Simple payroll deductions and billing process for easy implementation
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Online billing systems for payments, invoice history, and more.


Permanent and Portable
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If your employee every decides to leave their current job or retires, their policy goes with them.
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Coverage cannot be canceled as long as the premiums are paid on time.
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The employee will still get the same great service through their personal licensed agent.
Address
387 SHUMAN BLVD, SUITE 235W,
NAPERVILLE, IL 60563
Contact
Mail: info@theradugroup.com
Phone: 630-357-6244